Last night I was driving home after work when my car was t-boned by a guy at a 4-way stop. I was heading east, and had gotten through about 2/3 of the intersection when a guy heading north at the same intersection hit my passenger side door with the front left fender of his Mercedes.
I haven't been in a car accident in so long. Last year some putz teenager hit my parked car when I was getting a pedicure, but that is the extent of any kind of car accident I have been involved in in years. This one shook me up. It was just so SHOCKING to be......Hit! It took a minute or two to process and realize: IT. REALLY. HAPPENED. Weird.
So we both pulled over while all the cars around us zipped by on their merry ways. The driver of the Mercedes got out of the car and came over to check on me and my car. I'd like to say he was a jerk, but he was actually pretty nice. And I was so damn shaky that he kept trying to calm me down and tell me everything was going to be ok. We exchanged info and all in all it went pretty well. No blood, no ambulances, no amputations -- I know it could have been worse.
The part that I didn't like was when he said, "Well, I know some people who can fix your car. It is probably just $300 or $400 worth of damage, and my friends can hook you up. I'll call you on the weekend to discuss". I was not up for a lot of chatter or arguing, so I just nodded and didn't say much. But I won't be waiting for his friends to fix my car. Ya gotta go through insurance. Even though he was nice, you really can't trust people to always do the right thing. Sigh.
Another weird thing was that he was in his 50's and he was still under his mother's insurance. Wha?????? Not sure what to make of that.
One more weird thing....he couldn't see well enough to take down my driver's license or insurance info -- I had to write it down for him. But it was dark, and he wore glasses; maybe he just didn't have bifocals that he needed for reading? Humph.
After we exchanged info I got back in my car and tried to relax before getting back on the road. Of course my left-over lunch of chicken and rice were all over the front floor of my car. Great. And he hit me hard enough that the passenger-side airbag deployed. It looked like a cheap unfurled roman shade and completely blocked my view out of the right side of the car. Great. I kept trying to tuck it away, but no go. It was with a little bit of girl-glee that I noticed I had two hair clips in my car, and I used those to roll up the stupid airbag remains so that I could drive home. My right tired squeaked and squealed all the way home, and I noticed that the car would be driving straight even if the steering wheel was cocked way left. Great.
When I pulled up to my place, I just sat in the car and tried to stop shaking. And I could hear the fire alarm going off in my apartment. Great. It turned out that my boyfriend had been barbequeing tri-tip on the patio, and smoke had just flooded our place. Thankfully we didn't have a fire to deal with. Crimony.
I reported the incident to my insurance, and someone was supposed to call me back at home today and take my statement and start an investigation. I couldn't get the day off from work today, and I am one of those idiots that doesn't know how to check her home answering machine messages remotely. Joy. But hopefully I can deal with all of it tomorrow, and hopefully my car can be fixed. The passenger side is folded up like a taco, so I know it won't be cheap. Hopefully the frame isn't bent.
Unfortunately my insurance policy doesn't include a free rental car (damn my thriftiness!), so I get to spring for that. Hopefully I will be reimbursed. HOPEFULLY. And my insurance deductible is 500 clams, so that sssssucks, but whaddya gonna do. If it is determined that the other guy was at fault, maybe I will be reimbursed for the car rental and my deductible. Maybe. HOPEFULLY.
In the meantime I get to drive around in my Enterprise rental, the Rolls Royce of economy cars: The Chevy Aveo!. It is pretty much a piece of shit, but whatever. A car is a car, and it'll do.
With any luck they can fix my car and it doesn't take too long. SIGH.
Enough on this topic. Lame. Sometimes life is so damn inconvenient, but I figure I got this accident out of the way and I shouldn't have another for a good 10 years. Yup. HOPEFULLY.
Sorry for the downer post. The next one will be better, I promise!!!!